Daishi Hokuetsu Financial Group, Inc.
Regarding the Equity Ratio at the End of the Third Quarter of the Fiscal Year Ending March 2026
Disclosed that Daiyon Hokuetsu Financial Group, Inc.'s equity ratio at the end of the third quarter of the fiscal year ending March 2026 (end of December 2025) was 10.72%, a 0.13% increase compared to the end of March 2025.
Key Figures
- Equity Ratio (Consolidated): 10.72% (0.13% increase from the end of March 2025)
- Equity Capital (Consolidated): 460.8 billion yen
- Risk Assets (Consolidated): 4,296.2 billion yen
AI要約
Overview of the Equity Ratio
At the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), Daiyon Hokuetsu Financial Group, Inc.'s equity ratio stood at 10.72%, representing a 0.13% increase compared to the end of March 2025. The equity capital amounted to 460.8 billion yen, and risk assets totaled 4,296.2 billion yen. For the consolidated subsidiary Daiyon Hokuetsu Bank, the equity ratio was 9.71% (consolidated) and 9.55% (non-consolidated), showing a slight increase year-over-year. Credit risk assets were calculated using the foundation internal ratings-based approach, while operational risk was calculated using the standardized measurement approach.
Impact on Investors and Future Outlook
The stable trend in the equity ratio indicates the maintenance of financial soundness, serving as an important indicator for investors regarding appropriate risk management. It is anticipated that risk management will continue to utilize internal rating methods and that capital adequacy will be further enhanced; however, this document does not include specific earnings guidance or changes to dividend policy.
