Fiscal Year Ending March 2026 Q3 Financial Summary [Japanese GAAP] (Consolidated)

Overview of Performance

For the cumulative third quarter period of the fiscal year ending March 2026, our Group posted operating revenue of 159,709 million yen (up 13.7% YoY), operating income of 27,772 million yen (up 47.5% YoY), ordinary income of 28,210 million yen (up 42.8% YoY), and net income attributable to owners of parent for the quarter of 22,474 million yen (up 50.8% YoY). The main factors contributing to increased revenue included growth in interest on operating loans and credit guarantee income, as well as increased cost of sales due to a larger number of consolidated subsidiaries engaged in the SES business.

Financial Position and Cash Flow Status

Total assets amounted to 1,605,581 million yen (up 10.8% from the previous fiscal year-end), and net assets totaled 240,313 million yen (up 8.5% from the previous fiscal year-end). Cash flow from operating activities was an outflow of 49,306 million yen (down 22.4% YoY), cash flow used in investing activities was an outflow of 5,267 million yen (down 66.4% YoY), and cash flow from financing activities was an inflow of 55,860 million yen (down 32.1% YoY).

Dividend Status

The annual dividend for the fiscal year ending March 2026 is forecasted at 12.00 yen, with 6.00 yen scheduled to be paid at the end of the second quarter. The dividend for the same period last year was 1.00 yen annually. There has been no revision to the latest dividend forecast.

Consolidated Earnings Guidance for Fiscal Year Ending March 2026

The full-year consolidated earnings guidance projects operating revenue of 213,500 million yen (up 12.9% YoY), operating income of 32,300 million yen (up 27.7% YoY), ordinary income of 33,000 million yen (up 23.1% YoY), net income attributable to owners of parent of 27,600 million yen (up 22.6% YoY), and earnings per share of 57.63 yen.