Shinkin Central Bank
Financial Summary for the Third Quarter of the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)
For the third quarter of the fiscal year ending March 2026, ordinary income was JPY 487.5 billion (up 41.4% YoY), ordinary profit was JPY 47.7 billion (up 2.3% YoY), and net income attributable to owners of parent for the quarter was JPY 34.3 billion (up 3.3% YoY).
Key Figures
- Ordinary Income: 487,526 million yen (up 41.4% YoY)
- Ordinary Profit: 47,777 million yen (up 2.3% YoY)
- Net Income Attributable to Owners of Parent for the Quarter: 34,383 million yen (up 3.3% YoY)
AI要約
Overview of Performance
In the consolidated cumulative third quarter period of the fiscal year ending March 2026, ordinary income increased 41.4% YoY to JPY 487.5 billion. This was mainly driven by increased earnings from fund management due to higher interest and dividends on securities. On the other hand, ordinary expenses also rose 47.5% to JPY 439.7 billion due to increased deposit interest expenses. As a result, ordinary profit increased 2.3% to JPY 47.7 billion and net income attributable to owners of parent for the quarter rose 3.3% to JPY 34.3 billion. Due to elimination of dividends received from consolidated subsidiaries, standalone profit exceeded consolidated profit.
Financial Position and Dividends
Total assets decreased by JPY 727.8 billion from the previous consolidated fiscal year-end to JPY 47,510.9 billion, with cash and deposits declining by JPY 3,886.2 billion while securities and loans increased. Total liabilities decreased by JPY 891.4 billion to JPY 45,835.0 billion, with deposits falling by JPY 1,324.0 billion. Net assets increased by JPY 163.5 billion to JPY 1,675.9 billion. The annual dividend forecast for general ordinary investment remains unchanged at JPY 3,000, with no quarterly dividends issued. No revisions have been made to the earnings forecast, maintaining a stable dividend policy.
