Financial Summary for the Third Quarter of Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)

Overview of Business Performance

For the cumulative consolidated third quarter period of fiscal year ending March 2026, operating revenue reached JPY 6,613 million (1.5% increase YoY), operating income was JPY 2,742 million (8.7% increase YoY), and ordinary income amounted to JPY 3,556 million (6.1% increase YoY). Meanwhile, net income attributable to owners of parent for the quarter was JPY 4,003 million, representing a 6.7% decrease YoY. Acceptance fees rose to JPY 2,980 million (26.2% increase YoY), driven by growth in entrusted fees and investment trust sales. Trading profits were JPY 2,277 million (20.1% decrease YoY), mainly due to bond trading gains. Selling, general and administrative expenses were JPY 3,786 million, a 3.9% decrease YoY, reflecting enhanced management efficiency.

Financial Position and Future Outlook

Total assets increased by JPY 5,448 million compared to the previous fiscal year-end to JPY 84,046 million, primarily due to an increase in current assets. Total liabilities rose by JPY 3,753 million to JPY 30,741 million; however, total net assets increased by JPY 1,695 million to JPY 53,034 million, demonstrating a solid financial base. The equity ratio slightly declined to 63.4% compared to the previous year. The company has not disclosed consolidated earnings guidance due to significant market volatility and refrains from announcing earnings forecasts.