The Shikoku Bank, Ltd.
Financial Summary for the Second Quarter of the Fiscal Year Ending March 2027 (Interim) [Japanese GAAP] (Consolidated)
For the second quarter (interim) of the fiscal year ending March 2027, consolidated results were: ordinary income 43,120 million yen, ordinary profit 8,425 million yen, and net income attributable to owners of parent for the interim period 4,850 million yen. Compared with the same period last year, ordinary income increased, ordinary profit increased, and net income slightly decreased. Full-year earnings guidance remains unchanged from the previous announcement. Dividends are expected to be 43 yen at the end of the second quarter and 86 yen for the full year. A change in accounting policy occurred. The consolidated capital adequacy ratio is approximately 8.97%, exceeding domestic standards of 8%. Key indicators are steady; core business net income increased due to improved capital efficiency and better asset management.
Key Figures
- Ordinary Income: 43,120 million yen
- Ordinary Profit: 8,425 million yen
- Net Income Attributable to Owners of Parent (Interim): 4,850 million yen
AI要約
Performance Overview
Consolidated results for the second quarter of the fiscal year ending March 2027 saw a substantial increase in ordinary income driven by improved fund management and gains on sales of financial derivative products. Ordinary profit amounted to 8,425 million yen, increasing compared with the same period last year. Net income attributable to owners of parent for the interim period was 4,850 million yen, a slight decrease year-over-year. Supplementary notes state that the impact of applying the new accounting standard (application of the Practical Guidance on Financial Instruments Accounting) is minimal.
Outlook and Capital Policy
Full-year forecasts have not been revised from previously announced figures. Dividends are expected to be 43 yen at the end of the second quarter and 86 yen for the full year. The consolidated capital adequacy ratio is approximately 8.97%, maintaining domestic standards above 4.0%. The bank aims to maintain a stable earnings base through increased core business net income and improvement of the securities portfolio.
Ordinary Income Trend
Ordinary Profit Trend
The Shikoku Bank, Ltd.
Company overview · Stock price · Financial data · All IR