Fiscal Year Ending December 2026 – Q3 Financial Summary [Japan GAAP] (Consolidated)

Overview of Performance

For the cumulative third quarter period, the Company recorded net sales of 51,645 hundred million yen, a 2.9% increase year-on-year. Operating income improved to 2,872 hundred million yen, up 7.3%, and ordinary income rose to 3,105 hundred million yen, up 9.7%. However, quarterly net income attributable to owners of parent was 2,119 hundred million yen, a 5.2% decrease year-on-year. By segment, the Information Services business performed well, while the Payment Agency services experienced declines in revenue and profit due to market conditions. Supplementary materials and an earnings presentation have been completed, and the full-year forecast remains unchanged.

Financial Position and Outlook

At the end of the third quarter, total assets were 82,828 hundred million yen, net assets were 26,130 hundred million yen, and the equity ratio was 31.3%. A decrease in cash and deposits was offset by increases in monetary trusts and trade notes/receivables, boosting assets. Conversely, increases in payment agency deposits and contract liabilities pushed up liabilities, so while the financial position remains sound, there are notable volatility factors. The full-year performance forecast disclosed in the financial summary for the fiscal year ended December 2025 has not been revised at this time.