The Bank of Saga Ltd.
Fiscal Year Ending March 2027 Second Quarter (Interim) Financial Summary [Japanese GAAP] (Consolidated)
For the interim period, consolidated ordinary income was 37,860 million yen, ordinary profit was 8,311 million yen, and net income attributable to owners of parent for the interim period was 5,882 million yen. Full-year forecast: ordinary income 66,000 million yen, ordinary profit 14,700 million yen, net income attributable to owners of parent 9,300 million yen. Dividend forecast: 65 yen per share at the end of Q2, 120 yen for the full year. Consolidated equity ratio was 7.90% (as of the end of September).
Key Figures
- Ordinary Income: 37,860 million yen (YoY +26.8%)
- Ordinary Profit: 8,311 million yen (YoY +19.3%)
- Net Income Attributable to Owners of Parent (Interim): 5,882 million yen (YoY +8.6%)
AI要約
Performance Overview
The second quarter interim results for the fiscal year ending March 2027 on a consolidated basis showed ordinary income of 37,860 million yen, ordinary profit of 8,311 million yen, and net income attributable to owners of parent for the interim period of 5,882 million yen, reflecting overall improvement from the same period last year. Despite market environment impacts, increases in loan interest income and gains on sales of securities contributed to the results. Supplementary explanatory materials for the financial results are available.
Outlook and Dividends
The full-year performance forecast has been announced as ordinary income of 66,000 million yen, ordinary profit of 14,700 million yen, and net income attributable to owners of parent of 9,300 million yen. Basic earnings per share for the full year are projected at 552.24 yen. Dividends are assumed to be 65 yen at the end of Q1 and 65 yen at the end of Q2, with a full-year total expected at 120 yen. Consolidated equity ratio is 7.90% (as of the end of September).
Revenue Trend
Ordinary Profit Trend
Net Income Attributable to Owners of Parent (Interim) Trend
ROE
The Bank of Saga Ltd.
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