Notice Regarding Revision of Earnings Guidance and Revision of Dividend Forecast (Dividend Increase)

Revision of Earnings Guidance

The Bank of Saga Ltd. has revised its consolidated and standalone earnings guidance for the cumulative second quarter of the fiscal year ending March 2027. On a consolidated basis, ordinary income (revenue) is expected to increase by 5,000 million yen to 37,000 million yen, and ordinary income (recurring profit) is expected to increase by 200 million yen to 8,300 million yen. Interim net income attributable to owners of parent is revised up by 700 million yen to 5,800 million yen, and interim net income per share has been revised to 344.40 yen. On a standalone basis, ordinary income (revenue) is expected to increase by 5,000 million yen to 33,000 million yen, ordinary income (recurring profit) is expected to increase by 300 million yen to 7,900 million yen, interim net income is expected to increase by 800 million yen to 5,600 million yen, and interim net income per share is expected to be 332.53 yen.

Dividend Policy and Revision of Dividend Forecast

The interim dividend will be increased from the previously planned 55 yen to 65 yen, with the year-end dividend remaining at 55 yen, resulting in an annual dividend of 120 yen. This decision reflects the Bank's basic policy of stable dividends while comprehensively considering earnings trends. Compared with the initial forecast, the interim dividend has been increased this time, and the allocation policy continues to consider long-term stability.