Questions and Answers Expected at the Second Quarter Earnings Presentation for the Fiscal Year Ending February 2027

Performance Overview

For the cumulative second quarter of the fiscal year ending February 2027, consolidated revenue increased 10.0% year-over-year to 2,605 million yen, and operating income rose 0.4% to 159 million yen, achieving both higher revenue and higher profit. The revenue increase was driven by Financial Solutions, Real Estate Solutions, and Construction Solutions, while expense-side increases in human capital investment, business investment, and selling, general and administrative expenses weighed on profits. The full-year forecast is unchanged, anticipating contributions in the second half.

Segment Trends and Future Policy

Real Estate Solutions posted revenue of 403 million yen for the cumulative second quarter, up 37.9% year-over-year, and the segment loss improved to 53 million yen. Construction Solutions saw revenue growth but a decline in profit. Financial Solutions benefited from growth in trust services and auction transaction volume. As second-half measures under the medium-term plan 2027, we will expand clients for each business, promote standardization and automation of operations, and strengthen expense control taking into account investment returns.