Q1 FY2027 Earnings Briefing Materials Q&A Collection

Overview of Performance

The Q1 earnings briefing materials for this term include an approximate impact of the sale of Manepuro Shop on Q1 performance, reprinting figures from past annual securities reports: revenue of 78,104 thousand yen and operating loss of △29,493 thousand yen. The main product, the fee structure of term-life insurance, was changed in Q1; although revenue was offset by growth in new graduates in the online sales organization, the impact of the fee change is expected to continue into Q2 onward. The timing and content of any future earnings forecast revisions remain unclear, and the policy is to disclose promptly upon receipt of notices from insurance companies.

Outlook and Disclosure Policy

The impact of the fee structure changes has not been fully determined, and there is a possibility of additional adjustments even though the initial earnings forecast already reflected it. Depending on notices from insurance companies from Q2 onward, we will revise earnings forecasts as needed. The latest exchange rate information is provided, but specific financial impact remains unknown.