First Quarter of the Fiscal Year Ending March 2027: Capital Adequacy Ratio

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Hokuyo Bank published the capital adequacy ratio and related indicators for the end of the first quarter of the fiscal year ending March 2027 based on domestic standards. Consolidated capital adequacy ratio is 12.89%, down 0.29 percentage points from the previous quarter. Capital stands at 3,842 billion yen, risk-weighted assets at 29,797 billion yen, and total required capital at 1,191 billion yen. Basel III fully implemented basis: consolidated capital adequacy ratio is 11.43% and standalone is 11.19%; these disclosures are planned to be presented on a separate page as part of disclosure under Pillar 3 (market discipline). Uncertainty factors include potential additional disclosure items to be announced in the future.

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This document focuses on capital adequacy disclosures with the aim of informing investors about the soundness of shareholder equity and capital replenishment. Future outlook, additional disclosures, and external factors are not disclosed at this time. A reference URL is provided to the bank's IR site capital-related pages.