#UnrealizedLossesOnSecurities

Unrealized losses on held-to-maturity bonds at the end of March 2026 amounted to JPY 16,083 million, equivalent to 82.2% of consolidated ordinary income and 121.4% of net income attributable to owners of the parent.

The total unrealized losses on bonds held to maturity as of the end of the fiscal year March 2026 amounted to 6,460 million yen, equivalent to 74.2% of the consolidated ordinary income for the fiscal year March 2025. There is no impact on earnings guidance.

Unrealized losses on held-to-maturity bonds as of the end of March 2026 amounted to JPY 4,803 million, equivalent to 43.3% of consolidated ordinary income and 63.6% of net income attributable to owners of parent.

Unrealized losses on held-to-maturity bonds amounted to 3,798 million yen at the end of the fiscal year ending March 2026, representing 38.8% of consolidated ordinary income and 54.4% of net income attributable to owners of the parent for the previous fiscal year.

The total unrealized losses on securities as of the end of the third quarter of the fiscal year ending March 2026 amounted to 1,603,848 million yen, equivalent to 807.6% of consolidated ordinary income for the fiscal year ended March 2025, and 1,268.7% of net income attributable to owners of parent.

As of the third quarter end of the fiscal year ending March 2026, the total unrealized losses on held-to-maturity bonds amounted to JPY 12,691 million, which corresponds to 64.9% of the consolidated ordinary income for the fiscal year ended March 2025.

The consolidated subsidiary, The Hokuriku Bank, Ltd., incurred an unrealized loss on securities amounting to 4,983 million yen on bonds held to maturity as of the end of the 3rd quarter of the fiscal year ending March 2026; however, there is no impact on earnings guidance or dividend forecast.