#Financial_Summary

The consolidated domestic capital adequacy ratio for the third quarter of the fiscal year ending March 2026 was 10.47%, and the CET1 ratio was 9.1%.

For the fiscal year ending December 2025, consolidated net sales reached 80.5 billion yen (YoY +9.4%), and operating income was 4.2 billion yen (YoY +1.9 billion yen), achieving both revenue and profit growth.

The consolidated capital adequacy ratio at the end of the third quarter of the fiscal year ending March 2026 was 12.61%, and the standalone ratio was 12.28%, representing decreases of 0.22% and 0.20% respectively from the previous quarter.

At the end of Q3 Fiscal Year Ending March 2026 (end of December 2025), the consolidated shareholders' equity ratio was 11.54% (down 0.02% QoQ), while the standalone ratio was 11.38% (down 0.03% QoQ).

For the fiscal year ending December 2025, consolidated revenue was JPY 4,429.5 billion (down 0.01% YoY), adjusted operating income was JPY 493.7 billion (up 2% YoY), and net income attributable to owners of parent was JPY 327.3 billion (up 15% YoY). A stock split was implemented on January 1, 2026.

Full-year 2025 revenues were 4,429.5 billion yen, adjusted operating income was 493.7 billion yen, and net income was 327.3 billion yen. For 2026, revenues are expected to reach 4,500 billion yen, adjusted operating income 515.0 billion yen, and net income 340.0 billion yen.

Announcement of numerical corrections to the 2026 March term Q3 financial presentation materials. Net sales were 8.09 billion yen (YoY +4.4%), operating loss was 568 million yen (YoY improved by 11.1%), and merchandise inventory was 2.17 billion yen (QoQ +51.2%), among others.

During the consolidated cumulative third quarter period of the fiscal year ending March 2026, foreign exchange loss of 109,647 thousand yen was recorded as non-operating expenses, bringing the total foreign exchange loss for the period to 57,231 thousand yen.

For the fiscal year ending December 2025, individual performance showed operating revenue increased by 34.6% from 6,004 million yen to 8,080 million yen, operating income improved significantly from a loss of 14 million yen to a profit of 844 million yen, while net income attributable to owners of parent decreased sharply by 98.9% from 3,129 million yen to 35 million...

At the end of Q3 for the fiscal year ending March 2026, the capital adequacy ratio was 10.21% on a consolidated basis and 9.69% on a non-consolidated basis, each down 0.06% from the previous quarter.

As of the end of December 2025, the consolidated capital adequacy ratio rose to 12.15%, and the standalone ratio increased to 11.75%. The decrease in risk assets was the primary cause. The amount of capital was 293.3 billion yen consolidated and 278.4 billion yen standalone.

In the interim consolidated accounting period for the fiscal year ending December 2026, an extraordinary income of 15,953 million yen is expected to be recorded following the transfer of shares of two consolidated subsidiaries.