North Pacific Bank,Ltd.
New Medium-Term Management Plan ‘Make the HOKKAIDO Way 1st stage ～Creating the ‘Way’ that does not yet exist ～’
Formulated a new medium-term management plan covering the three years from fiscal 2026 to 2028. Targets net income attributable to owners of parent of approximately 50 billion yen and consolidated ROE of around 11% in fiscal 2028.
Key Figures
- Net Income Attributable to Owners of Parent: Approximately 50 billion yen (Fiscal 2028 target)
- Consolidated ROE: Around 11% (Fiscal 2028 target)
- GDP per capita of Hokkaido residents: 1.3 times (10-year target)
AI要約
Overview of Medium-Term Management Plan
Hokuyo Bank, Ltd. has formulated a new medium-term management plan, 'Make the HOKKAIDO Way 1st stage ～Creating the 'Way' that does not yet exist ～' for the three years from fiscal 2026 to 2028. The long-term vision aims to make Hokkaido the top region in Japan in terms of attractiveness and happiness by 2035. The plan is based on five overall strategic pillars: Hokkaido-focused strategy, complete digitalization strategy, loyalty enhancement strategy, non-financial/diversification strategy, and human resources/organizational transformation strategy. The financial targets for fiscal 2028 are approximately 50 billion yen in net income attributable to owners of parent, consolidated ROE of about 11%, consolidated core OHR of around 50%, and consolidated RORA of 1.24%.
Long-Term Vision and Social Impact Indicators
To realize the long-term vision, the plan sets targets to increase GDP per capita of Hokkaido residents, their income, and financial assets by 1.3 times over 10 years. Additionally, it aims for population growth in Hokkaido, preservation of the natural environment (48% reduction in GHG emissions), and improved labor productivity through digital transformation (DX). These targets form the foundation of the medium-term management plan and aim to contribute to local communities and sustainable growth.
