North Pacific Bank,Ltd.

8524.T
Banks - Regional
2026/01/16 Updated
Market Cap: $2.3B (¥363.7B)
Stock Price: $6.10 (¥966)
Exchange Rate: 1 USD = ¥158.48

Stock Price Chart

2026/01/16 Updated
14.54
PER (Price Earnings Ratio)
vs Industry Avg: +5.0
0.90
PBR (Price to Book Ratio)
vs Industry Avg: -0.4
2.74%
Dividend Yield
vs Industry Avg: -0.21%

Price Trend

2026/01/16 Updated
Short-term
5-Day MA
+3.03%
Near-term
25-Day MA
+12.18%
Mid-term
75-Day MA
+24.13%
Long-term
200-Day MA
+48.32%

Price & Trading Details

2026/01/16 Updated

PRICE

Previous Close ¥948
Open ¥941
High ¥968
Low ¥941
Close ¥966

TRADING

Volume 2,403,600
Average Volume 2,440,555
Turnover ¥23億
Min. Purchase ¥96,600

Analyst Recommendations 2 analysts

Updated 2026/01/11
Strong Buy
1
1
Buy
0
Hold
1
1
Sell
0
Strong Sell
0
Target Price (Mean)
¥900
None
¥1,000
High
¥900
Median
¥800
Low
+6% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Shareholder Composition

Updated 2026/01/11
12.0%
Insider Holdings
40.3%
Institutional
47.8%
Public Float
78
Institutional Holders
Insider Holdings 12.0%
Institutional 40.3%
Public Float 47.8%

Dividend History 2Years Growth

Updated 2026/01/11
-%
Dividend Yield
¥32
Annual Dividend
+178.3%
YoY Growth
59.4%
Payout Ratio
Year Dividend Change
2025 ¥32 +178.3%
2024 ¥12 +15.0%
2023 ¥10 0.0%
2022 ¥10 0.0%
2021 ¥10 -

Financial Performance

2026/01/11 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥112,099M ¥113,762M ¥119,597M ¥129,868M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥11,756M ¥9,647M ¥12,830M ¥20,608M
EPS ¥30.25 ¥25.02 ¥33.32 ¥53.91
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥13,543,823M ¥12,520,974M ¥13,244,574M ¥13,446,736M
Total Equity ¥416,805M ¥403,353M ¥442,679M ¥380,480M
Total Liabilities ¥13,127,018M ¥12,117,621M ¥12,801,895M ¥13,066,256M
Cash ¥4,338,005M ¥2,796,033M ¥3,060,635M ¥2,653,639M
Interest-bearing Debt ¥2,003,407M ¥941,784M ¥926,147M ¥899,888M
Equity Ratio 3.08% 3.22% 3.34% 2.83%
D/E Ratio 4.81 2.33 2.09 2.37
Cash Flow
Operating CF ¥1,736,166M -¥1,362,108M ¥988,141M -¥67,499M
Investing CF -¥16,138M -¥171,997M -¥703,011M -¥328,515M
Financing CF -¥4,026M -¥4,823M -¥19,155M -¥9,050M
Free CF ¥1,733,724M -¥1,366,677M ¥983,812M -¥75,308M
Efficiency
ROE 2.82% 2.39% 2.90% 5.42%
ROA 0.09% 0.08% 0.10% 0.15%

Latest IR Information

  • No IR information found for this company.

    Searched stock code: 8524

Latest News (5 items)

Company Information

English Name North Pacific Bank,Ltd.
Japanese Name (株)北洋銀行
Stock Code 8524.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Website https://www.hokuyobank.co.jp
Employees 2,434

About

North Pacific Bank,Ltd. provides various banking products and services for individuals and corporations in Japan. The company offers savings; fixed term deposits; fund wrap; investment trusts; financial product intermediary; online financial product intermediation; government and public bonds for individuals; and foreign currency deposits. It also provides mortgage, car loan, educational loan, renovation loan, card loan, and free loan; insurance and online insurance products; inheritance and trust related products; deposits for educational donations; and defined contribution pension. In addition, the company offers debit and credit cards; airpost; web account transfer reception services; bank pay; ATM service; and payment services. The company was formerly known as Hokuyo Sogo Bank, Ltd. and changed its name to North Pacific Bank,Ltd. in 1989. North Pacific Bank,Ltd. was incorporated in 1917 and is headquartered in Sapporo, Japan.

Data provided by Yahoo Finance