Financial Summary for the Third Quarter of the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)

Overview of Business Results

During the cumulative consolidated third quarter period of the fiscal year ending March 2026, gross profit was ¥66,439 million (7.2% Year-over-Year increase), operating income was ¥35,267 million (1.0% Year-over-Year decrease), ordinary income was ¥50,843 million (2.3% Year-over-Year increase), and quarterly net income attributable to owners of parent was ¥40,707 million (13.7% Year-over-Year increase). The leasing and installment sales division recorded contract execution value of ¥722,783 million (1.4% Year-over-Year increase) and operating income of ¥20,460 million (8.1% Year-over-Year increase). The finance division had contract execution value of ¥834,069 million (47.8% Year-over-Year increase) but operating income declined to ¥13,862 million (19.8% Year-over-Year decrease). Operating income for other businesses was ¥2,006 million (29.0% Year-over-Year increase).

Financial Position and Earnings Forecast

Total assets stood at ¥4,179,351 million, net assets at ¥431,735 million, and equity ratio at 9.9%, showing an upward trend compared to the previous fiscal year-end. Interest-bearing liabilities were ¥3,509,485 million, with increases in both short-term and long-term borrowings. The number of outstanding shares was 282,666,300 shares, unchanged year-over-year, while treasury shares decreased. There is no revision to the full-year consolidated earnings forecast for the fiscal year ending March 2026, with operating income projected at ¥45,000 million (8.1% Year-over-Year decrease), ordinary income at ¥60,000 million (9.4% Year-over-Year decrease), and net income attributable to owners of parent at ¥45,000 million (7.0% Year-over-Year increase).