The Oita Bank, Ltd.
Fiscal Year Ending March 2026 Q3 Financial Summary [Japanese GAAP] (Consolidated)
For the third quarter of the fiscal year ending March 2026, consolidated ordinary income was 69.466 billion yen (18.1% increase YoY), ordinary profit was 11.137 billion yen (13.5% increase YoY), and net income attributable to owners of parent for the quarter was 7.486 billion yen (10.1% increase YoY). A stock split is scheduled for April 1, 2026.
Key Figures
- Ordinary Income: 69.466 billion yen (18.1% increase YoY)
- Net Income Attributable to Owners of Parent for the Quarter: 7.486 billion yen (10.1% increase YoY)
- Number of Outstanding Shares After Stock Split: 78,468,170 shares (5 times increase)
AI要約
Overview of Performance
For the cumulative third quarter period of the fiscal year ending March 2026, consolidated ordinary income was 69.466 billion yen (18.1% increase YoY), ordinary profit was 11.137 billion yen (13.5% increase YoY), and net income attributable to owners of parent for the quarter was 7.486 billion yen (10.1% increase YoY). The main factors for revenue growth were increases in interest on loans and interest and dividends on securities. By segment, banking income was 60.057 billion yen (increased YoY), and leasing income was 7.518 billion yen. While revenues increased in leasing, profits slightly decreased. Deposit and loan balances also show an increasing trend.
Capital Policy and Future Outlook
A stock split is scheduled for April 1, 2026, splitting one share into five, increasing the number of shares outstanding from 15,693,634 to 78,468,170 shares. This aims to lower the monetary amount per investment unit, improve stock liquidity, and broaden the investor base. There is no change in the earnings forecast for the fiscal year ending March 2026; full-year ordinary income is expected to be 87.2 billion yen, ordinary profit 13.7 billion yen, and net income attributable to owners of parent 9.2 billion yen. The dividend forecast remains unchanged at 170 yen per share.