The San-in Godo Bank,Ltd.

8381.T
Banks - Regional
2026/01/16 Updated
Market Cap: $1.5B (¥243.8B)
Stock Price: $10.19 (¥1,615)
Exchange Rate: 1 USD = ¥158.48

Stock Price Chart

2026/01/16 Updated
11.55
PER (Price Earnings Ratio)
vs Industry Avg: +2.0
0.76
PBR (Price to Book Ratio)
vs Industry Avg: -0.5
3.49%
Dividend Yield
vs Industry Avg: +0.54%

Price Trend

2026/01/16 Updated
Short-term
5-Day MA
+1.60%
Near-term
25-Day MA
+8.05%
Mid-term
75-Day MA
+14.18%
Long-term
200-Day MA
+23.76%

Price & Trading Details

2026/01/16 Updated

PRICE

Previous Close ¥1,603
Open ¥1,590
High ¥1,626
Low ¥1,589
Close ¥1,615

TRADING

Volume 418,800
Average Volume 385,622
Turnover ¥7億
Min. Purchase ¥161,500

Shareholder Composition

Updated 2026/01/11
5.2%
Insider Holdings
26.0%
Institutional
68.8%
Public Float
85
Institutional Holders
Insider Holdings 5.2%
Institutional 26.0%
Public Float 68.8%

Dividend History 2Years Growth

Updated 2026/01/11
-%
Dividend Yield
¥52
Annual Dividend
+15.6%
YoY Growth
42.3%
Payout Ratio
Year Dividend Change
2025 ¥52 +15.6%
2024 ¥45 +28.6%
2023 ¥35 -7.9%
2022 ¥38 +90.0%
2021 ¥20 -

Financial Performance

2026/01/11 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥88,894M ¥103,331M ¥108,995M ¥113,941M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥14,485M ¥15,463M ¥16,800M ¥18,737M
EPS ¥92.77 ¥99.18 ¥109.24 ¥122.86
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥6,775,158M ¥6,877,489M ¥7,360,564M ¥8,549,438M
Total Equity ¥352,697M ¥312,751M ¥324,614M ¥312,418M
Total Liabilities ¥6,422,461M ¥6,564,738M ¥7,035,950M ¥8,237,020M
Cash ¥775,086M ¥820,839M ¥886,423M ¥1,220,745M
Interest-bearing Debt ¥824,212M ¥685,449M ¥608,267M ¥1,351,161M
Equity Ratio 5.21% 4.55% 4.41% 3.65%
D/E Ratio 2.34 2.19 1.87 4.32
Cash Flow
Operating CF ¥76,199M -¥256,547M ¥63,473M ¥872,171M
Investing CF -¥169,720M ¥309,655M ¥8,302M -¥528,145M
Financing CF -¥3,451M -¥6,960M -¥6,425M -¥8,995M
Free CF ¥73,122M -¥259,942M ¥61,102M ¥868,529M
Efficiency
ROE 4.11% 4.94% 5.18% 6.00%
ROA 0.21% 0.22% 0.23% 0.22%

Company Information

English Name The San-in Godo Bank,Ltd.
Japanese Name (株)山陰合同銀行
Stock Code 8381.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Employees 1,762

About

The San-in Godo Bank,Ltd., together with its subsidiaries, engages in the provision of various banking products and services for individuals and corporate customers in Japan. The company operates through two segments, Banking and Leasing. It offers deposits, such as demand deposits, time deposits, and negotiable certificates of deposit; and loans comprising corporate, syndicated, personal, educational, consumer, and housing loans, as well as credit card services. The company also provides real estate leasing, finance lease intermediary, documents and vouchers creation, general affairs department contract, calculation, claim collection, and credit guarantee services. In addition, it is involved in the venture capital and renewable energy related businesses. Further, the company offers bills discounting, foreign exchange, remittances, transfer, trusts, and securities investment services. Additionally, it provides consulting services on the asset formation and management, as well as mergers and acquisitions advisory services. The company serves its corporate and individual customers through its branches, ATMs, and online portals. The San-in Godo Bank,Ltd. was founded in 1878 and is headquartered in Matsue, Japan.

Data provided by Yahoo Finance