Financial Summary for the Third Quarter of Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)

Performance Overview

In the third quarter of the fiscal year ending March 2026, ordinary income reached 192,000 million yen (26.8% YoY increase) driven by increased interest income on loans and securities dividends, higher gains on securities sales, and increased other ordinary income due to reversal of loan loss provisions. Ordinary expenses rose to 130,000 million yen (16.5% YoY increase) due to higher deposit interest and increased losses on sales of government bonds and other securities, resulting in operating income of 62,000 million yen (55.8% YoY increase). Net income attributable to owners of parent for the quarter was 44,702 million yen (43.9% YoY increase).

Financial Position and Outlook

The loan balance increased by 406.6 billion yen to 10.8651 trillion yen from the end of the previous term, supported by growth in business loans and personal loans. Deposit and negotiable deposit balances grew to 14.6504 trillion yen due to increases in corporate and personal deposits. The number of treasury shares showed a declining trend. There are no revisions to the full-year consolidated earnings forecast, and the dividend forecast remains unchanged at an annual 90.00 yen, consistent with the previous year. Improved returns on asset management and loan interest rates have continued to expand net interest margins, supporting favorable business performance.