The Nanto Bank, Ltd.
Regarding the Capital Adequacy Ratio as of the End of the Third Quarter of the Fiscal Year Ending March 2026
As of the end of December 2025, the consolidated capital adequacy ratio rose to 12.15%, and the standalone ratio increased to 11.75%. The decrease in risk assets was the primary cause. The amount of capital was 293.3 billion yen consolidated and 278.4 billion yen standalone.
Key Figures
- Consolidated Capital Adequacy Ratio: 12.15% (Up 0.52 from the end of September 2025)
- Standalone Capital Adequacy Ratio: 11.75% (Up 0.50 from the end of September 2025)
- Consolidated Capital Amount: 293.3 billion yen (Up 6.6 billion yen from the end of September 2025)
AI要約
Status of Capital Adequacy Ratio
As of the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), the consolidated capital adequacy ratio was 12.15% and the standalone ratio was 11.75%, both showing increases compared to the end of September 2025. The capital amount increased to 293.3 billion yen consolidated and 278.4 billion yen standalone. Meanwhile, the risk assets decreased to 2,413.5 billion yen consolidated and 2,368.1 billion yen standalone, primarily due to a temporary reduction in securities holdings.
Future Initiatives
We plan to rebuild the securities portfolio and aim to strengthen earnings power. The calculation of risk assets uses the internal ratings-based approach for credit risk and the standardized measurement approach for operational risk. The total required capital amount is 4% of the risk assets. Details regarding the composition of capital will be disclosed on our website.
