The Toho Bank, Ltd.
Capital Adequacy Ratio as of the End of Third Quarter of Fiscal Year Ending March 2026
The consolidated capital adequacy ratio as of the end of December 2025 was 10.94%, down 0.12% from the end of September. The non-consolidated ratio was 10.47%, decreasing by 0.08%.
Key Figures
- Consolidated Capital: ¥195.7 billion (end of December 2025)
- Consolidated Capital Adequacy Ratio: 10.94% (end of December 2025, △0.12% from end of September)
- Non-Consolidated Capital Adequacy Ratio: 10.47% (end of December 2025, △0.08% from end of September)
AI要約
Status of Capital Adequacy Ratio
As of the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), Toho Bank's capital adequacy ratio stood at 10.94% on a consolidated basis and 10.47% on a non-consolidated basis. Consolidated capital increased by ¥3.7 billion to ¥195.7 billion compared to the previous quarter, while risk assets rose by ¥53.2 billion to ¥1,787.9 billion, resulting in a 0.12-point decrease in the capital adequacy ratio quarter-over-quarter. Similarly, on a non-consolidated basis, capital expanded, but the increase in risk assets caused the capital adequacy ratio to decline by 0.08 points.
Impact on Investors and Future Outlook
The slight decline in the capital adequacy ratio is attributable to the growth in risk assets, while capital soundness is maintained. Detailed information on the composition of capital is disclosed on the company’s website, and investors should continue to closely monitor the quality of capital and risk management status. Attention to quarterly fluctuations in capital conditions remains necessary going forward.
