Financial Summary for the Third Quarter of the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)

Overview of Business Performance

In the third quarter of the fiscal year ending March 2026, ordinary income amounted to ¥68,276 million (YoY +35.2%), operating income to ¥14,560 million (YoY +48.5%), and net income attributable to owners of parent for the quarter to ¥9,974 million (YoY +51.9%), all showing substantial growth. This was driven by increased interest income on loans, interest and dividends on securities, and revenue from service transactions. By segment, banking operations led the growth in operating income, while leasing and credit guarantee businesses also performed steadily. Full-year earnings forecasts were revised upward, anticipating ordinary income of ¥89,800 million (up 1.8% from the previous forecast), operating income of ¥16,100 million (up 20.1%), and net income attributable to owners of parent of ¥11,200 million (up 20.4%).

Dividends and Financial Position

Regarding dividends, the annual dividend for the fiscal year ending March 2026 is forecasted at ¥16 per share (¥7 interim, ¥9 year-end), representing an increase from ¥9 in the previous year. The financial position remains stable with total assets of ¥6,631.6 billion, net assets of ¥212.1 billion, and a capital adequacy ratio of 3.1%. The number of issued shares stands at 252,500,000 shares, with approximately 2,610,000 shares held as treasury stock.