The Yamagata Bank, Ltd.
Capital Adequacy Ratio at the End of Q3 for Fiscal Year Ending March 2026
At the end of Q3 for the fiscal year ending March 2026, the capital adequacy ratio was 10.21% on a consolidated basis and 9.69% on a non-consolidated basis, each down 0.06% from the previous quarter.
Key Figures
- Capital Adequacy Ratio (Consolidated): 10.21% (As of December 2025)
- Capital Adequacy Ratio (Non-consolidated): 9.69% (As of December 2025)
- Capital Amount (Consolidated): 151.5 billion yen (As of December 2025)
AI要約
Status of Capital Adequacy Ratio
At the end of Q3 for the fiscal year ending March 2026 (end of December 2025), The Yamagata Bank, Ltd.'s capital adequacy ratio stood at 10.21% on a consolidated basis and 9.69% on a non-consolidated basis. Compared to the previous quarter (end of September 2025), both consolidated and non-consolidated ratios declined by 0.06%. While capital amount increased to 151.5 billion yen consolidated and 142.7 billion yen non-consolidated, risk assets etc. also rose to 1,483.5 billion yen consolidated and 1,473.2 billion yen non-consolidated, contributing to the decrease in the capital adequacy ratio.
Breakdown of Risk Assets etc. and Future Outlook
Risk assets etc. comprise the sum of credit risk asset amounts and operational risk equivalent amounts, increasing quarter-on-quarter on both consolidated and non-consolidated bases. The total required capital is calculated as 4% of risk assets etc., amounting to 59.3 billion yen consolidated and 58.9 billion yen non-consolidated. These figures are key indicators of the bank’s soundness, underscoring the necessity for continued appropriate capital management.
