Financial Summary for Q3 Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)

Overview of Business Results

For Q3 of the fiscal year ending March 2026, consolidated ordinary income increased to 45,249 million yen (up 16.9% YoY) driven by rises in interest income on loans and dividends on securities. Although ordinary expenses also rose, ordinary profit reached 5,749 million yen (up 15.5% YoY), and quarterly net income attributable to owners of parent increased to 4,096 million yen (up 19.7% YoY), achieving profit growth.

Financial Position and Capital Policy

Total assets amounted to 3.2379 trillion yen (an increase of 73.6 billion yen from the end of the previous fiscal year), and net assets reached 152.8 billion yen (up 16.8 billion yen). Loans expanded to 2.0672 trillion yen due to an increase in business loans, while deposits grew to 2.9002 trillion yen driven by increases in both individual and corporate deposits. The company resolved to conduct a share buyback of 560,000 shares (1.78% of total issued shares), planned for the period from February 10 to 20, 2026.

Revision of Earnings and Dividend Forecasts

The full-year earnings guidance has been revised upward to ordinary income of 61,800 million yen (up 16.9% YoY), ordinary profit of 8,500 million yen (up 30.7% YoY), and net income attributable to owners of parent of 6,000 million yen (up 36.0% YoY). Correspondingly, the annual dividend forecast has been increased to 78.00 yen.