The Akita Bank, Ltd.
Fiscal Year Ending March 2026 Q3 Financial Summary [Japanese GAAP] (Consolidated)
Consolidated ordinary income for the third quarter of the fiscal year ending March 2026 was 43,457 million yen (8.6% YoY increase), ordinary profit was 9,136 million yen (61.7% YoY increase), and net income attributable to owners of the parent for the quarter was 6,214 million yen (88.5% YoY increase).
Key Figures
- Ordinary Income: 43,457 million yen (8.6% YoY increase)
- Ordinary Profit: 9,136 million yen (61.7% YoY increase)
- Net Income Attributable to Owners of Parent for the Quarter: 6,214 million yen (88.5% YoY increase)
AI要約
Overview of Performance
For the third quarter of the fiscal year ending March 2026, consolidated ordinary income increased 8.6% YoY to 43,457 million yen, ordinary profit rose 61.7% YoY to 9,136 million yen, and net income attributable to owners of the parent for the quarter grew 88.5% YoY to 6,214 million yen. In the banking segment, ordinary income increased by 3,350 million yen YoY to 39,324 million yen, and ordinary profit rose by 3,228 million yen to 9,221 million yen. Although ordinary income in the leasing segment declined, ordinary profit increased. The main driver of revenue growth was an increase in income from fund management, while a reduction in credit costs also contributed to profit enhancement.
Financial Position and Dividend Status
Total assets increased compared to the end of the previous fiscal year to 3,626,363 million yen, while net assets also grew to 179,491 million yen. The capital adequacy ratio rose to 4.9%. Loan balances reached 2,130,100 million yen due to increased individual loans and loans to business clients, and total deposit balances also increased. Regarding dividends, the annual dividend forecast for the fiscal year ending March 2026 is 150 yen (75 yen interim, 75 yen year-end), representing an increase from 105 yen the previous year. There is no revision to the earnings forecast.
