(Disclosure Continuation) Notice of Signing a Transfer Agreement Regarding the Acquisition of Additional Shares of Consolidated Subsidiaries to Make Them Wholly Owned Subsidiaries

Overview of Complete Subsidiarization by Additional Share Acquisition

Chiba Kogyo Bank, Ltd. has decided to acquire additional shares of its consolidated subsidiaries, Chiba Sogo Lease Co., Ltd. and Chiba Kogyo Computer Software Co., Ltd., to make each a wholly owned subsidiary. The bank will acquire 1,330 shares of Chiba Sogo Lease Co., Ltd. for 220 million yen, raising its voting rights ownership ratio to 78.88%, with completion of full share acquisition planned for February 6, 2026. Regarding Chiba Kogyo Computer Software Co., Ltd., the bank plans to acquire 570 shares for 87 million yen to achieve 100% voting rights ownership. Both companies are already consolidated subsidiaries, and the impact on consolidated earnings is expected to be minor.

Future Outlook and Financial Impact

The difference between the increase in the parent company's equity interest and the additional investment amount resulting from the additional acquisition will be recorded as capital surplus, and no increase in goodwill or goodwill amortization is expected. The estimated increase in capital surplus as of the end of the fiscal year ending March 2025 is approximately 3.5 billion yen. By making these subsidiaries wholly owned, the group expects to improve management efficiency and generate synergy effects. The share transfer agreement signing date is scheduled for January 9, 2026, with the transfer execution date planned for January 16, 2026.