The Musashino Bank, Ltd.
Financial Summary for the Third Quarter of Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)
For the third quarter of the fiscal year ending March 2026, ordinary income was 75,946 million yen (up 22.3% YoY), ordinary profit was 18,290 million yen (up 30.7% YoY), and net income attributable to owners of the parent for the quarter was 12,804 million yen (up 25.6% YoY).
Key Figures
- Ordinary Income: 75,946 million yen (Up 22.3% YoY)
- Ordinary Profit: 18,290 million yen (Up 30.7% YoY)
- Net Income Attributable to Owners of Parent for the Quarter: 12,804 million yen (Up 25.6% YoY)
AI要約
Overview of Financial Performance
During the cumulative consolidated period of the third quarter of the fiscal year ending March 2026, ordinary income increased 22.3% YoY to 75,946 million yen, ordinary profit rose 30.7% YoY to 18,290 million yen, and net income attributable to owners of the parent for the quarter grew 25.6% YoY to 12,804 million yen. This was mainly driven by increased earnings from fund management and higher interest income on loans. Although ordinary expenses rose due to increased interest on deposits, profits expanded significantly. Total assets stood at 5.5765 trillion yen, and net assets rose steadily to 278.1 billion yen.
Segment Performance and Future Outlook
Ordinary income in the banking segment was strong at 66,246 million yen, up 13.32 billion yen YoY, and segment profit increased by 4.249 billion yen to 17,710 million yen. The leasing segment saw higher ordinary income but a slight decrease in profit, while the credit guarantee segment experienced declines in both revenue and profit. There was no change to the full-year earnings forecast, and the dividend forecast remains unchanged at 160 yen annually. Although loans disclosed under the Financial Reconstruction Law tend to be increasing, the non-performing loans ratio is managed at 1.59%.
