The Gunma Bank, Ltd.
Overview of Financial Results for the Third Quarter of Fiscal Year Ending March 2026
Quarterly net income attributable to owners of the parent was 44.7 billion yen, an increase of 12.9 billion yen year-over-year, progressing smoothly at 81.4% of the full-year plan of 55 billion yen.
Key Figures
- Quarterly Net Income Attributable to Owners of Parent: 44.7 billion yen (Year-over-year +12.9 billion yen)
- Core Business Net Income (Consolidated): 54.3 billion yen (Year-over-year +18.0 billion yen)
- Deposit Balance: 8,788.3 billion yen (Compared to 25/3 end +115.9 billion yen, 1.3% increase)
AI要約
Performance Overview
In the third quarter of the fiscal year ending March 2026, quarterly net income attributable to owners of the parent was 44.7 billion yen, an increase of 12.9 billion yen year-over-year. The progress rate against the full-year plan of 55 billion yen is 81.4%, indicating steady growth. Core business net income was 54.3 billion yen (year-over-year +18.0 billion yen), and ordinary income was 65.1 billion yen (year-over-year +20.0 billion yen), demonstrating strengthened earnings base. The OHR improved to 46.7%, and ROE rose to 10.2%.
Status of Fund Income and Deposit/Loan Balances
Deposit balance was 8,788.3 billion yen, a 1.3% increase year-over-year, and loan balance was 7,158.5 billion yen, up 4.5%. Corporate deposits increased driven by promotion of transactions in line with loan share, and loan interest yields are on an upward trend. Non-interest income was 21.48 billion yen, increasing year-over-year, supported by corporate service income and fees from entrusted financial assets. Expenses were 44.8 billion yen, up year-over-year, but the company continues efficient operations while reinforcing strategic investments.
