Fiscal Year Ending March 2026 Q3 Financial Summary [Japanese GAAP] (Consolidated)

Overview of Performance

Consolidated ordinary revenue for the third quarter of the fiscal year ending March 2026 reached 965,597 million yen (19.3% Year-over-Year increase), ordinary income was 312,517 million yen (31.6% YoY increase), and net income attributable to owners of parent for the quarter was 222,131 million yen (31.3% YoY increase). Total assets stood at 77.578195 trillion yen, net assets were 2.935701 trillion yen, and the equity ratio improved from 3.5% at the previous fiscal year-end to 3.8%. Dividends were 14.50 yen at the end of Q2, with a full-year forecast of 29.00 yen, representing an increase over the previous fiscal year.

Segment Performance and Future Outlook

Both the individual and corporate segments saw increases in gross business profit and net business profit compared to the same period last year, with the corporate segment’s net business profit reaching 187,300 million yen (Year-over-Year increase). The market segment narrowed its loss margin. Credit costs are on a downward trend, and provisions for doubtful accounts have decreased. The full-year net income attributable to owners of parent target is set at 250,000 million yen, reflecting a revision from the previous target while taking into account uncertainties in the external environment as the consolidated earnings target.