Yokohama Financial Group, Inc.

7186.T
Banks - Regional
2026/01/16 Updated
Market Cap: $10.2B (¥1.6T)
Stock Price: $8.99 (¥1,425)
Exchange Rate: 1 USD = ¥158.48

Stock Price Chart

2026/01/16 Updated
17.42
PER (Price Earnings Ratio)
vs Industry Avg: +7.9
1.18
PBR (Price to Book Ratio)
vs Industry Avg: -0.1
2.60%
Dividend Yield
vs Industry Avg: -0.35%

Price Trend

2026/01/16 Updated
Short-term
5-Day MA
+3.38%
Near-term
25-Day MA
+8.80%
Mid-term
75-Day MA
+18.44%
Long-term
200-Day MA
+35.55%

Price & Trading Details

2026/01/16 Updated

PRICE

Previous Close ¥1,398
Open ¥1,400
High ¥1,431
Low ¥1,399
Close ¥1,425

TRADING

Volume 3,101,500
Average Volume 3,272,237
Turnover ¥44億
Min. Purchase ¥142,450

Analyst Recommendations 8 analysts

Updated 2026/01/11
Strong Buy
3
3
Buy
2
2
Hold
3
3
Sell
0
Strong Sell
0
Target Price (Mean)
¥1,326
None
¥1,570
High
¥1,320
Median
¥1,100
Low
+2% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Shareholder Composition

Updated 2026/01/11
7.5%
Insider Holdings
46.9%
Institutional
45.6%
Public Float
253
Institutional Holders
Insider Holdings 7.5%
Institutional 46.9%
Public Float 45.6%

Major Holders

Updated 2026/01/11
Institution Ownership Shares Change
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
1.35%
15.5M +0.25%
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
0.86%
9.8M +3.07%
iShares Trust-iShares Core MSCI EAFE ETF
0.62%
7.1M +0.38%
Fidelity Concord Street Trust-Fidelity International Index Fund
0.32%
3.6M -0.09%
iShares, Inc.-iShares MSCI Japan ETF
0.31%
3.6M +1.45%
iShares Trust-iShares MSCI EAFE ETF
0.31%
3.5M 0.00%

Dividend History 4Years Growth

Updated 2026/01/11
-%
Dividend Yield
¥33
Annual Dividend
+32.0%
YoY Growth
46.1%
Payout Ratio
Year Dividend Change
2025 ¥33 +32.0%
2024 ¥25 +22.0%
2023 ¥21 +5.1%
2022 ¥20 +14.7%
2021 ¥17 -

Financial Performance

2026/01/11 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥264,887M ¥266,860M ¥286,581M ¥314,419M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥53,881M ¥56,159M ¥66,931M ¥82,805M
EPS ¥44.67 ¥47.39 ¥47.39 ¥71.63
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥24,060,792M ¥25,729,552M ¥24,381,712M ¥24,793,138M
Total Equity ¥1,158,624M ¥1,155,437M ¥1,278,698M ¥1,287,703M
Total Liabilities ¥22,902,168M ¥24,574,115M ¥23,103,014M ¥23,505,435M
Cash ¥5,637,213M ¥6,426,095M ¥4,133,789M ¥4,445,659M
Interest-bearing Debt ¥3,180,442M ¥4,269,539M ¥2,320,391M ¥2,262,436M
Equity Ratio 4.82% 4.49% 5.24% 5.19%
D/E Ratio 2.75 3.70 1.81 1.76
Cash Flow
Operating CF ¥1,247,289M ¥965,540M -¥2,217,487M ¥376,257M
Investing CF ¥218,750M -¥148,046M ¥37,479M ¥21,589M
Financing CF -¥43,912M -¥56,934M -¥51,025M -¥70,611M
Free CF ¥1,230,026M ¥953,251M -¥2,234,914M ¥360,451M
Efficiency
ROE 4.65% 4.86% 5.23% 6.43%
ROA 0.22% 0.22% 0.27% 0.33%

Company Information

English Name Yokohama Financial Group, Inc.
Japanese Name (株)横浜フィナンシャルグループ
Stock Code 7186.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Employees 6,450

About

Yokohama Financial Group, Inc. provides various banking products and services to small and medium-sized businesses and individuals in Japan and internationally. The company offers current, ordinary, savings, and term deposits; loan products; and securities, leasing, information, research and venture capital services. It operates through a network of branches, sub-branches, ATMs, and representative offices. The company was formerly known as Concordia Financial Group, Ltd. and changed its name to Yokohama Financial Group, Inc. in October 2025. Yokohama Financial Group, Inc. was incorporated in 2016 and is headquartered in Tokyo, Japan.

Data provided by Yahoo Finance