North Pacific Bank,Ltd.
Stock Price Chart
2026/08/21 UpdatedPrice Trend
2026/08/21 UpdatedPrice & Trading Details
2026/08/21 UpdatedPRICE
TRADING
Analyst Recommendations 2 analysts
Updated 2026/08/01Earnings Calendar
Updated 2026/08/01Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2025/11/27 | ¥- | ¥- | - |
Shareholder Composition
Updated 2026/08/01Dividend History
Updated 2026/08/23| Year | Dividend | Change |
|---|---|---|
| 2026 | ¥17 | -48.4% |
| 2025 | ¥32 | +178.3% |
| 2024 | ¥12 | +15.0% |
| 2023 | ¥10 | 0.0% |
| 2022 | ¥10 | - |
Financial Performance
2026/08/23 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥112,099M | ¥113,762M | ¥119,597M | ¥129,868M |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Pretax Income | - | - | - | - |
| Net Income | ¥11,756M | ¥9,647M | ¥12,830M | ¥20,608M |
| EPS | ¥30.25 | ¥25.02 | ¥33.32 | ¥53.91 |
| Operating Margin | 0.00% | 0.00% | 0.00% | 0.00% |
| Balance Sheet | ||||
| Total Assets | ¥13,543,823M | ¥12,520,974M | ¥13,244,574M | ¥13,446,736M |
| Total Equity | ¥416,805M | ¥403,353M | ¥442,679M | ¥380,480M |
| Total Liabilities | ¥13,127,018M | ¥12,117,621M | ¥12,801,895M | ¥13,066,256M |
| Cash | ¥4,338,005M | ¥2,796,033M | ¥3,060,635M | ¥2,653,639M |
| Interest-bearing Debt | ¥2,003,407M | ¥941,784M | ¥926,147M | ¥899,888M |
| Equity Ratio | 3.08% | 3.22% | 3.34% | 2.83% |
| D/E Ratio | 4.81 | 2.33 | 2.09 | 2.37 |
| Cash Flow | ||||
| Operating CF | ¥1,736,166M | -¥1,362,108M | ¥988,141M | -¥67,499M |
| Investing CF | -¥16,138M | -¥171,997M | -¥703,011M | -¥328,515M |
| Financing CF | -¥4,026M | -¥4,823M | -¥19,155M | -¥9,050M |
| Free CF | ¥1,733,724M | -¥1,366,677M | ¥983,812M | -¥75,308M |
| Efficiency | ||||
| ROE | 2.82% | 2.39% | 2.90% | 5.42% |
| ROA | 0.09% | 0.08% | 0.10% | 0.15% |
Latest IR Information
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First Quarter of the Fiscal Year Ending March 2027: Capital Adequacy Ratio
Discloses the capital adequacy ratio at the end of the first quarter of the fiscal year ending March 2027. Consolidated: 11.43% (Basel III fully implemented), YoY decrease of 0.22 to 0.29 percentage points. Includes figures for capital, risk-weighted assets, and...
Read more -
Announcement Regarding Establishment of AI Ignition Co., Ltd., a Specialized AI Business Subsidiary
Aiming to solve regional challenges in Hokkaido, establish a new company AI Ignition to utilize generative AI. Capital stock 50 million yen, 100% equity owned, to strengthen collaboration within the bank group, and plans to start offering education/training, AI consulting,...
Read more -
First Quarter Financial Summary for the Fiscal Year Ending March 2027 (Japanese GAAP) (Consolidated)
For the first quarter of the fiscal year ending March 2027, consolidated ordinary income was 73,688 million yen, ordinary income 11,229 million yen, and net income attributable to owners of the parent was 8,295 million yen. Year-over-year changes: ordinary income...
Read more -
【Hokuyo Bank】 Continuation of Performance-Linked Stock Compensation System｜July 2026
Hokuyo Bank has decided to continue its performance-linked stock compensation system, introduced in 2018, at the Board of Directors meeting held on July 30, 2026. The trust period will be extended by three years, and the system content is expected...
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Financial Summary for Fiscal Year Ending March 2026 [Japanese Standards] (Consolidated)
For the fiscal year ending March 2026, ordinary income was ¥2,359.27 billion (up 56.6% YoY), operating income was ¥375.32 billion (up 33.7% YoY), and net income attributable to owners of the parent was ¥256.01 billion (up 24.2% YoY).
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Latest News (5 items)
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Average Analyst Rating: none
Average Target Price: ¥1,000
Rating Score: - (Based on 2 analysts)
※1=Strong Buy, 5=Strong Sell
Company Information
About
North Pacific Bank,Ltd. provides various banking products and services for individuals and corporations in Japan. The company offers savings, foreign currency, and time deposits; financial product and online financial product intermediation; government and public bonds for individuals; fund wrap; and investment trusts. It also provides home, car, education, home renovation, card, and personal loans; insurance and online insurance products; inheritance and trust related products; deposits for educational donations; and defined contribution pension. In addition, the company offers debit and credit cards; air post; web account transfer reception services; bank pay; ATM service; and payment services. Further, it engages in the dispatching of general workers business. The company was formerly known as Hokuyo Sogo Bank, Ltd. and changed its name to North Pacific Bank,Ltd. in 1989. North Pacific Bank,Ltd. was incorporated in 1917 and is headquartered in Sapporo, Japan.
