Kyushu Financial Group, Inc.

(株)九州フィナンシャルグループ

7180.T

Banks - Regional

2026/01/16 Updated

Market Cap: $3.1B (¥498.7B)

Stock Price: $7.33 (¥1,161)

Exchange Rate: 1 USD = ¥158.48

Stock Price Chart

2026/01/16 Updated

13.35

PER (Price Earnings Ratio)

vs Industry Avg: +3.8

0.67

PBR (Price to Book Ratio)

vs Industry Avg: -0.6

2.30%

Dividend Yield

vs Industry Avg: -0.65%

Price Trend

2026/01/16 Updated

Short-term

5-Day MA

+4.59%

Near-term

25-Day MA

+12.71%

Mid-term

75-Day MA

+23.79%

Long-term

200-Day MA

+42.31%

Price & Trading Details

2026/01/16 Updated

PRICE

Previous Close ¥1,128

Open ¥1,129

High ¥1,162

Low ¥1,127

Close ¥1,161

TRADING

Volume 1,608,800

Average Volume 1,395,583

Turnover ¥19億

Min. Purchase ¥116,100

Analyst Recommendations 2 analysts

Updated 2026/01/11

Strong Buy

Buy

Hold

Sell

Strong Sell

Target Price (Mean)

¥865

None

¥900

High

¥865

Median

¥830

Low

-16% vs Current Price

This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Shareholder Composition

Updated 2026/01/11

13.2%

Insider Holdings

26.6%

Institutional

60.1%

Public Float

Institutional Holders

Insider Holdings 13.2%

Institutional 26.6%

Public Float 60.1%

Major Holders

Updated 2026/01/11

Institution	Ownership	Shares	Change
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund	1.11%	5.2M	+0.62%
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund	0.69%	3.2M	+1.21%
iShares Trust-iShares Core MSCI EAFE ETF	0.49%	2.3M	0.00%
DFA INVESTMENT DIMENSIONS GROUP INC-Intl CORE Eqy. PORT.	0.26%	1.2M	0.00%
iShares Trust-iShares MSCI EAFE Small-Cap ETF	0.22%	997.7K	-3.19%
DFA INVESTMENT TRUST CO-THE JAPANESE SMALL COMPANY SERIES	0.18%	828.5K	+1.55%

Dividend History 3Years Growth

Updated 2026/01/11

Dividend Yield

¥25

Annual Dividend

+38.9%

YoY Growth

35.6%

Payout Ratio

Year	Dividend	Change
2025	¥25	+38.9%
2024	¥18	+20.0%
2023	¥15	+25.0%
2022	¥12	0.0%
2021	¥12	-

Financial Performance

2026/01/11 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

	2022	2023	2024	2025
Income Statement
Revenue	¥170,035M	¥191,025M	¥186,503M	¥208,615M
Gross Profit	-	-	-	-
Operating Income	-	-	-	-
Pretax Income	-	-	-	-
Net Income	¥16,655M	¥24,668M	¥26,394M	¥30,368M
EPS	¥38.06	¥57.02	¥61.01	¥70.19
Operating Margin	0.00%	0.00%	0.00%	0.00%
Balance Sheet
Total Assets	¥14,169,219M	¥13,181,457M	¥13,521,248M	¥13,277,647M
Total Equity	¥670,917M	¥651,622M	¥716,926M	¥703,741M
Total Liabilities	¥13,498,302M	¥12,529,835M	¥12,804,322M	¥12,573,906M
Cash	¥3,613,159M	¥2,227,327M	¥2,212,538M	¥1,890,214M
Interest-bearing Debt	¥2,255,585M	¥1,252,930M	¥1,478,992M	¥1,278,924M
Equity Ratio	4.74%	4.94%	5.30%	5.30%
D/E Ratio	3.36	1.92	2.06	1.82
Cash Flow
Operating CF	¥1,834,219M	-¥1,632,540M	-¥153,188M	-¥392,125M
Investing CF	-¥170,958M	¥252,140M	¥144,976M	¥77,677M
Financing CF	-¥8,885M	-¥5,203M	-¥6,502M	-¥8,115M
Free CF	¥1,819,794M	-¥1,640,204M	-¥163,218M	-¥403,425M
Efficiency
ROE	2.48%	3.79%	3.68%	4.32%
ROA	0.12%	0.19%	0.20%	0.23%