Credit Saison Co., Ltd.

2026/01/16 Updated
Market Cap: $4.0B (¥630.6B)
Stock Price: $27.73 (¥4,395)
Exchange Rate: 1 USD = ¥158.48

Stock Price Chart

2026/01/16 Updated
10.17
PER (Price Earnings Ratio)
vs Industry Avg: +0.6
0.90
PBR (Price to Book Ratio)
vs Industry Avg: -0.4
2.96%
Dividend Yield
vs Industry Avg: +0.01%

Price Trend

2026/01/16 Updated
Short-term
5-Day MA
+1.27%
Near-term
25-Day MA
+4.17%
Mid-term
75-Day MA
+10.86%
Long-term
200-Day MA
+14.51%

Price & Trading Details

2026/01/16 Updated

PRICE

Previous Close ¥4,353
Open ¥4,370
High ¥4,433
Low ¥4,370
Close ¥4,395

TRADING

Volume 351,100
Average Volume 610,044
Turnover ¥15億
Min. Purchase ¥439,500

Analyst Recommendations 8 analysts

Updated 2026/01/11
Strong Buy
3
3
Buy
2
2
Hold
3
3
Sell
0
Strong Sell
0
Target Price (Mean)
¥4,681
Buy
¥5,300
High
¥4,700
Median
¥3,900
Low
+10% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Shareholder Composition

Updated 2026/01/11
7.3%
Insider Holdings
41.3%
Institutional
51.4%
Public Float
144
Institutional Holders
Insider Holdings 7.3%
Institutional 41.3%
Public Float 51.4%

Major Holders

Updated 2026/01/11
Institution Ownership Shares Change
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
0.80%
1.5M -17.66%
Goldman Sachs TRT-Goldman Sachs Intl Small Cap Insights Fd.
0.56%
1.0M +28.39%
Victory Portfolios-Victory Trivalent International Small-Cap Fund
0.54%
999.8K +0.92%
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
0.51%
944.5K -15.53%
iShares Trust-iShares Core MSCI EAFE ETF
0.50%
928.8K +1.12%
DFA INVESTMENT DIMENSIONS GROUP INC-Intl Core Eqy. 2 PORT.
0.32%
591.9K 0.00%

Dividend History 4Years Growth

Updated 2026/01/11
-%
Dividend Yield
¥120
Annual Dividend
+14.3%
YoY Growth
28.4%
Payout Ratio
Year Dividend Change
2025 ¥120 +14.3%
2024 ¥105 +50.0%
2023 ¥70 +27.3%
2022 ¥55 +22.2%
2021 ¥45 -

Financial Performance

2026/01/11 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥362,951M ¥382,537M ¥420,314M ¥492,235M
Gross Profit ¥299,017M ¥322,638M ¥361,604M ¥422,818M
Operating Income ¥76,476M ¥94,271M ¥118,826M ¥161,120M
Pretax Income ¥61,397M ¥76,301M ¥122,848M ¥132,556M
Net Income ¥35,375M ¥43,599M ¥72,987M ¥66,397M
EPS ¥226.13 ¥278.75 ¥452.69 ¥422.19
Operating Margin 21.07% 24.64% 28.27% 32.73%
Balance Sheet
Total Assets ¥3,610,778M ¥3,896,105M ¥4,335,852M ¥4,671,143M
Total Equity ¥562,387M ¥598,301M ¥705,053M ¥705,678M
Total Liabilities ¥3,048,391M ¥3,297,804M ¥3,630,799M ¥3,965,465M
Cash ¥108,970M ¥159,671M ¥108,745M ¥139,399M
Interest-bearing Debt ¥2,577,924M ¥2,813,050M ¥3,057,281M ¥3,413,114M
Equity Ratio 15.58% 15.36% 16.26% 15.11%
D/E Ratio 4.58 4.70 4.34 4.84
Cash Flow
Operating CF -¥70,441M -¥130,092M -¥213,404M -¥249,174M
Investing CF -¥51,619M -¥43,828M -¥85,754M -¥15,252M
Financing CF ¥129,260M ¥224,536M ¥246,699M ¥297,251M
Free CF -¥86,876M -¥145,728M -¥232,677M -¥269,983M
Efficiency
ROE 6.29% 7.29% 10.35% 9.41%
ROA 0.98% 1.12% 1.68% 1.42%

Latest IR Information

  • No IR information found for this company.

    Searched stock code: 8253

Company Information

English Name Credit Saison Co., Ltd.
Japanese Name (株)クレディセゾン
Stock Code 8253.T (JPX)
Sector / Industry Financial Services / Credit Services
Employees 3,624

About

Credit Saison Co., Ltd. provides leasing, finance, real estate, entertainment, global, and payment services in Japan and internationally. It operates through the Payment, Lease, Finance, Real Estate-Related, Global, and Entertainment segments. The company also engages in the credit card and related business; leasing of office equipment; credit guarantee and finance related businesses; real estate and real estate leasing business; lending and investment businesses; and development and management of amusement centers and arcades. In addition, it is involved in the import and sale of lifestyle goods; cleaning, security, and property maintenance services; asset management; debt collection; personal loans; life/non-life insurance agency; online ticket system and payment services; digital lending; and offshore lending. The company was formerly known as Seibu Credit Co., Ltd. and changed its name to Credit Saison Co., Ltd. in October 1989. Credit Saison Co., Ltd. was incorporated in 1951 and is headquartered in Tokyo, Japan.

Data provided by Yahoo Finance