The Nanto Bank, Ltd.
Revision of Financial Targets in the Medium-Term Management Plan “Creating Regional Vitality through Human Resources”
The ROE target for FY2027 has been raised from over 5.5% to over 8.5%, and the net income target has been revised upward from over 18 billion yen to over 30 billion yen.
Key Figures
- ROE (Consolidated) FY2027 Target: Over 8.5% (initially over 5.5%)
- Net Income (Consolidated) FY2027 Target: Over 30 billion yen (initially over 18 billion yen)
- OHR (Consolidated) FY2027 Target: Below 55% (initially below 65%)
AI要約
Revision of Financial Targets in the Medium-Term Management Plan
Nanto Bank, Ltd. revised its financial targets for FY2027 in the medium-term management plan "Creating Regional Vitality through Human Resources," announced on March 19, 2025. The main revisions include raising the ROE (consolidated) from over 5.5% to over 8.5%, increasing the net income (consolidated) from over 18 billion yen to over 30 billion yen, lowering the OHR (consolidated) from below 65% to below 55%, and raising the engagement score from over 72 points to over 75 points. Meanwhile, the consolidated equity ratio of 11–12% and the female management ratio of 20% or more remain unchanged.
Background of the Revisions and Future Policies
In addition to steady progress in core business profits, revisions to the financial targets, including the ROE, were made considering the impact of policy rate increases that were not incorporated into the initial plan. This aims to achieve ROE exceeding its cost of capital at an early stage and to target a PBR of more than 1x. Regarding shareholder returns, the bank plans to continue stable dividends, aim for a payout ratio of 40%, and flexibly carry out share buybacks.
Nanto Bank, Ltd.
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