Financial Summary for the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)

Performance Overview

For the fiscal year ending March 2026, consolidated performance recorded operating revenue of 57,879 million yen (YoY +53.3%), operating income improved to a loss of 363 million yen compared to a loss of 1,106 million yen in the previous period, ordinary income increased to 17,713 million yen (YoY +17.1%), and net income attributable to owners of parent was 14,688 million yen (YoY +21.4%). Equity method investment loss rose to 16,309 million yen. By segment, the banking-related business reported operating revenue of 2,615 million yen (declined YoY), the reuse business saw significant growth to 55,249 million yen (substantial YoY increase), and other businesses increased operating revenue to 14 million yen. The banking segment contains detailed reports on banks in Mongolia, Kyrgyzstan, and Russia, while the reuse business profitability improved through the merger effect with PD Co.

Financial Position and Cash Flow Status

Total assets increased to 131,996 million yen (YoY +14.4%), net assets rose to 100,635 million yen (YoY +16.1%), and the equity ratio increased to 75.8%. Cash flow from operating activities rose by 2,107.6 million yen, while cash flow from investing activities decreased by 269 million yen, and cash flow from financing activities decreased by 245 million yen. Dividends were maintained at 10 yen annually (10 yen at year-end), with a payout ratio at a low level of 2.0%. Earnings guidance was not provided due to uncertainties in the market environment.