Notice Regarding Revision of Earnings Guidance

Details of the Earnings Forecast Revision

The Oita Bank, Ltd. has upwardly revised its consolidated and non-consolidated earnings forecasts for the full fiscal year ending March 2026. Consolidated ordinary income is expected to increase by 14.0% from the prior forecast of 87,200 million yen to 99,400 million yen, and consolidated operating income is revised upward from 13,700 million yen to 14,700 million yen, a 7.3% increase. Net income attributable to owners of parent is also projected to rise by 14.1%, from 9,200 million yen to 10,500 million yen. The non-consolidated earnings forecasts have similarly been revised upward with ordinary income of 86,600 million yen, operating income of 13,300 million yen, and net income of 9,600 million yen.

Reasons for the Revision and Future Outlook

The revision is due to the expectation that profits from the sale of stocks and dividends from securities at the bank alone will exceed the previous forecast. Furthermore, a 5-for-1 stock split of common shares was conducted on April 1, 2026, and the net income per share takes into account the increased number of shares after the split. The earnings forecast is based on information available at this time and may change depending on future circumstances.