Financial Summary for the First Quarter of the Fiscal Year Ending November 2026 [Japanese GAAP] (Non-Consolidated)

Performance Overview

Sales for the first quarter of the fiscal year ending November 2026 (December 1, 2025 to February 28, 2026) were 7,615 million yen, a decrease of 8.6% compared to the same period last year. Operating income was 400 million yen (49.8% decrease YoY), ordinary income was 397 million yen (50.6% decrease YoY), and quarterly net income was 257 million yen (51.3% decrease YoY). While efforts are being made to expand the customer base through an increase in sales personnel and the start of new business partnerships, a temporary decline in prospective insurance contract customers has had an impact.

Financial Position and Dividend Status

Total assets stood at 16,733 million yen and net assets were 10,287 million yen, both down from the previous year, resulting in an equity ratio of 61.5%. This decline was mainly due to a reduction in cash from dividend payments and a decrease in retained earnings. The annual dividend is forecasted at 94 yen, unchanged from the previous year, with no changes to the dividend policy. The number of shares outstanding remains nearly flat at approximately 23.27 million shares, while the number of treasury shares increased, with approximately 300,000 shares acquired in January 2026.