Notice Regarding Differences Between Full-Year Earnings Guidance and Actual Results for the Fiscal Year Ending February 2026

Overview of Results

For the full fiscal year ending February 2026, consolidated operating revenue was 814,260 million yen, nearly level with the previous forecast of 814,000 million yen. Operating income was 11,217 million yen and ordinary income was 12,527 million yen, surpassing previous forecasts by 5.8% and 6.2% respectively. Notably, net income attributable to owners of parent was 8,176 million yen, significantly exceeding the prior forecast of 5,700 million yen by 43.4%. This was mainly due to recorded special gains from the sale of investment securities and equity method affiliates' shares, along with a decreased corporate tax adjustment related to impairment losses.

Future Outlook and Shareholder Returns

Operating revenue and operating income were as expected, but the substantial increase in net income largely reflects temporary factors related to special gains. Continued management efforts towards stable profit growth will be required. There is no description of dividends or other shareholder returns in this document, so details remain unclear.