The Hyakugo Bank, Ltd.
Regarding the Capital Adequacy Ratio at the End of the Third Quarter of the Fiscal Year Ending March 2026
The consolidated capital adequacy ratio as of the end of December 2025 was 12.67% (up 0.09 points from the previous quarter), and the non-consolidated ratio was 12.26% (up 0.08 points).
Key Figures
- Consolidated Capital Adequacy Ratio: 12.67% (end of December 2025)
- Non-consolidated Capital Adequacy Ratio: 12.26% (end of December 2025)
- Amount of Consolidated Capital: 295.4 billion yen (end of December 2025)
AI要約
Status of Capital Adequacy Ratio
As of the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), the capital adequacy ratio was 12.67% on a consolidated basis and 12.26% on a non-consolidated basis, showing an increase of 0.09 points consolidated and 0.08 points non-consolidated compared to the end of the previous quarter. The amount of capital rose to 295.4 billion yen consolidated and 282.2 billion yen non-consolidated, both marking increases from the prior quarter. Risk assets also showed an upward trend, with total required capital amounts of 93.2 billion yen consolidated and 92.0 billion yen non-consolidated.
Disclosures and Contact Information
Detailed disclosures regarding the composition of capital are posted on our website. Inquiries can be directed to Koichi Hirabayashi, Manager of the Accounting Section, Corporate Planning Department (TEL: 059-223-2302). Credit risk is calculated using the fundamental internal rating approach, and operational risk is calculated using the standardized measurement approach.