Notice Regarding Capital Adequacy Ratio at the End of the Third Quarter of the Fiscal Year Ending March 2026

Status of Capital Adequacy Ratio

At the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), the capital adequacy ratio stood at 11.72% on a consolidated basis and 11.27% on a non-consolidated basis. The consolidated capital amount increased by 2,823 million yen from the previous quarter to 379,224 million yen. However, due to an increase in risk assets and others, the capital adequacy ratio decreased by 0.29 points consolidated and 0.30 points non-consolidated compared to the previous quarter. The amount of risk assets and others increased by 100,843 million yen quarter-on-quarter to 3,234,677 million yen consolidated.

Disclosure and Future Information Provision

Detailed composition and components, including the basis and adjustment items of the capital adequacy ratio, are disclosed on our website under “Disclosure Items on Capital Composition.” Credit risk assets are calculated using the Basic Internal Rating Approach, operational risk uses the Standardized Approach, and the total required capital amount is calculated as 4% of the risk assets and others. We will continue to provide timely and appropriate information disclosure going forward.