Kyoto Financial Group,Inc.
Regarding the Capital Adequacy Ratio at the End of the Third Quarter of Fiscal Year Ending March 2026
As of the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), the consolidated capital adequacy ratio was 11.96%, Kyoto Bank consolidated ratio was 11.41%, and Kyoto Bank on a non-consolidated basis was 11.10%, remaining flat or slightly increased compared to the end of September.
Key Figures
- Capital Adequacy Ratio (Consolidated): 11.96% (Compared to September 2025 end 0.00%)
- Capital Adequacy Amount (Consolidated): 511.7 billion yen (Compared to September 2025 end +9.4 billion yen)
- Risk Assets (Consolidated): 4,276.3 billion yen (Compared to September 2025 end +78.8 billion yen)
AI要約
Status of Capital Adequacy Ratio
As of the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), the capital adequacy ratio stood at 11.96% on a consolidated basis for Kyoto Financial Group, 11.41% on a consolidated basis for Kyoto Bank, and 11.10% on a non-consolidated basis for Kyoto Bank. All figures remain flat or show a slight increase compared to the end of September 2025. Capital amounts have also shown an increasing trend in both consolidated and non-consolidated bases, alongside a rise in risk assets.
Risk Assets and Total Required Capital
Risk assets amounted to 4,276.3 billion yen on a consolidated basis, 4,255.5 billion yen on a Kyoto Bank consolidated basis, and 4,279.8 billion yen on a non-consolidated basis, all increasing compared to the end of September. The total required capital was 171 billion yen consolidated, 170.2 billion yen Kyoto Bank consolidated, and 171.1 billion yen non-consolidated, reflecting increases aligned with the rise in risk assets. These figures were calculated based on the basic internal ratings approach and standard measurement approaches.
