The Fukui Bank, Ltd.
Regarding the Capital Adequacy Ratio at the End of the Third Quarter of the Fiscal Year Ending March 2026
The consolidated capital adequacy ratio at the end of the third quarter of the fiscal year ending March 2026 was 8.08% (an increase of 0.03 points from the previous quarter), Fukui Bank alone was 8.32% (a decrease of 0.01 points), and Fukui Hoku Bank alone was 5.54% (an increase of 0.16 points).
Key Figures
- Consolidated Capital Adequacy Ratio: 8.08% (end of December 2025)
- Amount of Consolidated Capital: 138.4 billion yen (end of December 2025)
- Fukui Hoku Bank Standalone Capital Adequacy Ratio: 5.54% (end of December 2025)
AI要約
Overview of Capital Adequacy Ratio
At the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), the consolidated capital adequacy ratio was 8.08%, up 0.03 points from 8.05% at the previous quarter-end. The amount of consolidated capital was 138.4 billion yen, increasing by 2.8 billion yen; risk assets amounted to 1,711.5 billion yen, up 27.6 billion yen. The capital adequacy ratio for Fukui Bank alone was 8.32%, decreasing by 0.01 points from the previous quarter, but the capital amount increased by 2.5 billion yen to 122.9 billion yen. Meanwhile, Fukui Hoku Bank’s standalone capital adequacy ratio rose to 5.54%, an increase of 0.16 points from the previous quarter.
Impact on Investors and Future Outlook
The stable trend in the capital adequacy ratio indicates maintenance of financial soundness, with capital enhancement confirmed due to an increase in risk assets. Although a slight decline in ratio was observed for Fukui Bank alone, the capital base overall remains solid. The company is expected to continue focusing on capital adequacy ratio management and strengthen compliance with financial regulations and risk management going forward.
