Mebuki Financial Group,Inc.
Financial Summary for Q3 FY2025
The quarterly net income attributable to owners of the parent for Q3 FY2025 was 64.6 billion yen, an increase of 15.5 billion yen YoY, achieving the highest profit since the business integration with a progress rate of 86.2%.
Key Figures
- Quarterly Net Income Attributable to Owners of Parent: 64.6 billion yen (15.5 billion yen increase YoY)
- Loan Balance: 13.4016 trillion yen (+622 billion yen YoY, +4.8% annualized)
- Annual Dividend per Share: 26 yen (+10 yen year-on-year)
AI要約
Performance Overview
The quarterly net income attributable to owners of the parent for Q3 FY2025 was 64.6 billion yen, increasing 15.5 billion yen YoY, marking the highest profit since the business integration. Core operating profit was 86.9 billion yen, up 19.9 billion yen YoY, driven by the expansion of net interest margins due to domestic interest rate rises and increased revenues from securities and other income. Ordinary income reached 85.6 billion yen, up 20.6 billion yen YoY. Loan balances stood at 13.4016 trillion yen, up 622 billion yen YoY, with both corporate and individual loans showing solid growth. Deposit balances were 18.0728 trillion yen, increasing 207 billion yen YoY. Assets under custody totaled 2.859 trillion yen, up 287.9 billion yen YoY, supported by the penetration of the NISA system and rising domestic interest rates.
Shareholder Returns and Capital Policy
The annual dividend per share for FY2025 is planned to increase by 10 yen to 26 yen. The total shareholder returns, combining dividends and treasury stock acquisitions, amount to 54.4 billion yen, maintaining a high total payout ratio of 72.6%. The capital adequacy ratio is stably managed at 12.66%, and flexible capital management continues, including capital deployment in preparation for growth opportunities. Credit costs totaled 6.4 billion yen, progressing as planned, with continued emphasis on supporting clients’ business improvements.
