Notice Regarding the Resolution on Matters Concerning Share Buyback (Buyback of Treasury Stock Based on the Provisions of Article 165, Paragraph 2 of the Companies Act)

Overview of Capital Policy

Hokuyo Bank, Ltd. resolved matters concerning the acquisition of treasury stock pursuant to Article 165, Paragraph 3 of the Companies Act at the Board of Directors meeting held on January 29, 2026. The purpose of the acquisition is to aim for a total shareholder payout ratio of 50%, enhancing shareholder returns through improved capital efficiency. The shares to be acquired are common shares, with an upper limit of 3,200,000 shares (representing 0.84% of the total number of issued shares). The total purchase price is set at a maximum of 2,400,000,000 yen. The acquisition period shall be from February 13, 2026 to March 31, 2026, and the share buyback will be conducted via market purchases on the Tokyo Stock Exchange.

Impact on Shareholders and Future Outlook

Through the acquisition of treasury stock, approximately 0.84% of the issued shares will be repurchased from the market, which is expected to improve capital efficiency. As of December 31, 2025, the number of treasury shares held was 1,565,019 shares, and this acquisition is expected to increase the number of treasury shares. Since the purchase method is market acquisition, it allows flexible buying in response to share price movements. This measure aims to enhance shareholder returns and contribute to increasing shareholder value.