Notice of Revision to Earnings Guidance

Overview of Guidance Revision

Riskmonster.com has revised its consolidated full-year earnings guidance for the fiscal year from April 1, 2026 to March 31, 2027. Net sales are expected to be 3,950 million yen, operating income 270 million yen, ordinary income 270 million yen, net income attributable to owners of parent 160 million yen, and net income per share 21.39 yen. All key metrics have been revised downward from the previous guidance: net sales down -1.3% and profit items down approximately -32.5% year-over-year relative to the prior forecast.

Reasons for the Revision and Future Outlook

While credit management services and groupware-related businesses remain solid, a decrease in existing BPO service contracts has reduced revenue. Increased depreciation associated with investments in new service development, system enhancements, and enrichment of proprietary databases, along with marketing investments, have pressured profits. Although BPO posted a loss in the first half, the company expects to achieve breakeven on a full-year basis through strengthened profitability management and review of low-margin projects. The dividend is maintained at the previously announced 16.50 yen.