Financial Summary for the Second Quarter (Interim) of the Fiscal Year Ending March 2027 [Japanese GAAP] (Consolidated)

Overview of Results

The Ehime Bank, Ltd. recorded increases in consolidated ordinary income year-on-year for the second quarter (interim) of the fiscal year ending March 2027, achieving substantial increases in ordinary profit and net income. Interim ordinary income was 36,548 million yen, ordinary profit was 7,444 million yen, and interim net income attributable to owners of parent was 5,201 million yen. The full-year forecast is ordinary profit of 11,750 million yen and net income attributable to owners of parent of 7,700 million yen, maintaining an earnings growth trend.

Outlook and Capital Position

The full-year forecasts are unchanged, and the dividend policy assumes 58 yen for the fiscal year ending March 2027 compared with 46 yen for fiscal 2026. As of the interim period, total assets were 3,041,526 million yen, net assets were 144,582 million yen, and the capital adequacy ratio was 4.7% (consolidated). Although future performance may be affected by interest rate movements and market conditions, results are expected to maintain a recovery trend.