Notice of Revision to Earnings Guidance and Dividend Forecast (Dividend Increase)

Overview of Revision to Earnings Guidance

This document announces an upward revision to consolidated earnings guidance for the period April 1, 2026 to March 31, 2027 and a review of the dividend forecast for the same period. The primary reason is that the bank's standalone interest income and fee income are expected to exceed initial forecasts while expenses are being restrained, which overall is expected to boost ordinary income and profit. On a consolidated basis for the full year, ordinary income is revised from 65,100 hundred million yen → 72,700 hundred million yen, ordinary profit from 12,100 million yen → 13,000 million yen, net income attributable to owners of parent from 7,100 million yen → 8,300 million yen, and in some items EPS is expected to move from 229.90 yen → 269.02 yen.

Shareholder Returns and Outlook

The dividend forecast has also been revised upward, with the annual dividend set at 112 yen (interim 56 yen, year-end 56 yen). This partially amends the initially forecast interim dividend and indicates a policy prioritizing stable full-year dividends. While future changes may occur depending on economic conditions and developments in the banking industry, the company explains that it currently intends to continue a strategy emphasizing shareholder returns.