Notice of Revision to Earnings Guidance

Overview of the Revision to Earnings Guidance

Against the backdrop of the non-consolidated bank expecting investment income to exceed the initial forecast, we have upwardly revised the earnings guidance for the cumulative second quarter of the fiscal year ending March 2027. The revised consolidated and non-consolidated figures are: ordinary income 8,300 million yen, ordinary profit 450 million yen, interim net income attributable to owners of parent 480 million yen, and interim net income per share 13.76 yen. Compared with the previously disclosed guidance, ordinary income increased by 300 million yen, ordinary profit increased by 50 million yen, interim net income increased by 180 million yen, and interim net income per share increased by approximately 4.56 yen. The full-year outlook remains unchanged due to the consideration of uncertainties.

Outlook and Points to Note

The full-year earnings outlook may continue to be affected by uncertain economic conditions; therefore, additional information and detailed basis for judgments will be disclosed at the second quarter earnings announcement scheduled for November 12, 2026. This revision is based on improved investment income at the non-consolidated bank; stakeholders should monitor future disclosures for the contribution to overall performance and risk factors.