{"id":99651,"date":"2026-08-07T16:24:13","date_gmt":"2026-08-07T07:24:13","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8416-20260807-02_wp_financial_summary\/"},"modified":"2026-08-07T16:24:13","modified_gmt":"2026-08-07T07:24:13","slug":"8416-20260807-02_wp_financial_summary","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8416\/ir\/8416-20260807-02_wp_financial_summary\/","title":{"rendered":"Q1 Fiscal Year 2027 Financial Summary (Joint Standalone) [Japanese Standards]"},"content":{"rendered":"<p>Consolidated ordinary income for Q1 FY2027 was 7,752 million yen, ordinary loss of 484 million yen, and net loss attributable to owners of the parent for the quarter of 471 million yen. Interim and full-year earnings guidance have been revised. Equity ratio stands at 3.9%. Dividend guidance is unchanged.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8416","jir_company_name":"Kochi Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-08-07","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/08\/8416-20260807-02.pdf","jir_short_summary":"Consolidated ordinary income for Q1 FY2027 was 7,752 million yen, ordinary loss of 484 million yen, and net loss attributable to owners of the parent for the quarter of 471 million yen. Interim and full-year earnings guidance have been revised. Equity ratio stands at 3.9%. Dividend guidance is unchanged.","jir_summary":"### Overview of earnings\nFor the first quarter of the fiscal year ending March 2027, consolidated results show increased ordinary income compared with the same period last year, while ordinary expenses rose, resulting in an ordinary loss of 4,840 million yen and a net loss attributable to owners of the parent for the quarter of 4,710 million yen. On the asset side, total assets declined and net assets also declined. The equity ratio is around 3.9%.\n\n### Outlook and dividends\nInterim and full-year earnings guidance for the FY2027 have been revised, and considering changes in interest rate environment, financial gains are proceeding largely as planned. There have been no major revisions announced in the current latest guidance for dividends.","jir_financial_highlights":"Consolidated ordinary income: 77,52\u767e\u4e07\u5186 (YoY +8.4%)\nConsolidated ordinary income:  \u25b3484\u767e\u4e07\u5186 (YoY \u25b3)\nNet income attributable to owners of the parent for the quarter:  \u25b3471\u767e\u4e07\u5186 (YoY \u25b3)\nEquity ratio: 3.9\uff05 (Same as previous period)\nDividend status: Fiscal year ending March 2027 (forecast) (No revision from previous actuals)","jir_category":"","jir_hashtags":"#KochiBankIR, #EarningsFlash, #BankingIndustryTrends","jir_key_figures":"Consolidated ordinary income: 7,752 million yen (YoY +8.4%)\nConsolidated ordinary income: \u25b3484 million yen\nNet income attributable to owners of the parent for the quarter: \u25b3471 million yen\nEquity ratio: 3.9%\nFull-year dividend forecast: 25 yen (no change YoY)","jir_meta_title":"Kochi Bank Q1 FY2027 Financial Results | Ordinary income 7,752 million yen, net loss","jir_meta_description":"Kochi Bank Q1 FY2027 Financial Summary. Ordinary income is 7,752 million yen, ordinary loss is 4.84 hundred million yen. Full-year guidance revised. Summary of dividend status and equity ratio.","jir_og_title":"Kochi Bank Q1 Results | Ordinary income 7,752 million yen","jir_og_description":"Kochi Bank Q1 FY2027 results. Ordinary income 7,752 million yen, net loss 471 million yen. Full-year guidance revised; equity ratio 3.9%.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":58879,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-99651","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Q1 Fiscal Year 2027 Financial Summary (Joint Standalone) [Japanese Standards] - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8416\/ir\/8416-20260807-02_wp_financial_summary\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8416\/ir\/8416-20260807-02_wp_financial_summary\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8416\/ir\/8416-20260807-02_wp_financial_summary\/\",\"name\":\"Q1 Fiscal Year 2027 Financial Summary (Joint Standalone) [Japanese Standards] - 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