{"id":99648,"date":"2026-08-07T16:24:03","date_gmt":"2026-08-07T07:24:03","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8392-20260807-01_wp_financial_summary\/"},"modified":"2026-08-07T16:24:03","modified_gmt":"2026-08-07T07:24:03","slug":"8392-20260807-01_wp_financial_summary","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8392\/ir\/8392-20260807-01_wp_financial_summary\/","title":{"rendered":"Q1 Financial Summary (Japanese GAAP) (Consolidated)"},"content":{"rendered":"<p>Consolidated quarterly results for the first quarter show ordinary income of 27,856 million yen (YoY +29.1%), ordinary profit of 5,370 million yen (YoY +475 million), net income attributable to owners of parent of 3,942 million yen (YoY +652 million), and the full-year forecast has been revised upward.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8392","jir_company_name":"Umi Company Name","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-08-07","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/08\/8392-20260807-01.pdf","jir_short_summary":"Consolidated quarterly results for the first quarter show ordinary income of 27,856 million yen (YoY +29.1%), ordinary profit of 5,370 million yen (YoY +475 million), net income attributable to owners of parent of 3,942 million yen (YoY +652 million), and the full-year forecast has been revised upward.","jir_summary":"### Overview of results\nConsolidated ordinary income for the quarter increased sharply year over year due to increases in allowance for loan losses reversal and gains from securities; operating income rose as revenue outpaced costs, and net income attributable to owners of the parent also rose against the previous year. In terms of segments, the banking segment contributed the most, with lease services showing stable growth.\n\n### Outlook and financial position\nForecasts for the second quarter and full year have been revised upward. The financial position shows total assets of 4,443,354 million yen and an equity ratio of 5.9%, with shareholders' equity marginally higher than the previous period. Regarding dividends, there is no change to the latest published outlook, and the plan is to maintain a quarterly dividend of about 125 yen each, totaling around 400 yen for the year.","jir_financial_highlights":"Ordinary income: 27,856 \u767e\u4e07\u5186 (YoY +29.1%)\nOrdinary profit: 5,370 \u767e\u4e07\u5186 (YoY +475 \u767e\u4e07\u5186)\nNet income attributable to owners of parent for the quarter: 3,942 \u767e\u4e07\u5186 (YoY +652 \u767e\u4e07\u5186)\nEquity ratio: 5.9% (\u540c\u6bd4\u524d\u671f +0.4\u30dd\u30a4\u30f3\u30c8)\nEarnings per share for the quarter: 52.19\u5186 (YoY +9.37\u5186)","jir_category":"","jir_hashtags":"#OitaBank, #FinancialResults, #Quarter, #Banking, #EarningsRevision","jir_key_figures":"Ordinary income: 27,856 \u767e\u4e07\u5186\uff08YoY +29.1%\uff09\nOrdinary profit: 5,370 \u767e\u4e07\u5186\uff08YoY +475 \u767e\u4e07\u5186\uff09\nNet income attributable to owners of parent for the quarter: 3,942 \u767e\u4e07\u5186\uff08YoY +652 \u767e\u4e07\u5186\uff09","jir_meta_title":"Oita Bank Q1 Financial Summary | Ordinary income 27,856 million yen, net income 3,942 million yen","jir_meta_description":"Key points of Oita Bank's Q1 FY2027 financial summary. Ordinary income increased, ordinary profit and net income surpassed the prior year, and full-year guidance was revised. Includes segment trends and an overview of financial position.","jir_og_title":"Oita Bank Q1 Financial Summary Highlights","jir_og_description":"Oita Bank's Q1 results show increased ordinary income and improved ordinary profit. Summary of full-year outlook and financial position.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9622,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-99648","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Q1 Financial Summary (Japanese GAAP) (Consolidated) - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8392\/ir\/8392-20260807-01_wp_financial_summary\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8392\/ir\/8392-20260807-01_wp_financial_summary\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8392\/ir\/8392-20260807-01_wp_financial_summary\/\",\"name\":\"Q1 Financial Summary (Japanese GAAP) (Consolidated) - 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